813.453.0108

Land O' Lakes, FL 34638 Real Estate and Senior Transitions

Central Land O' Lakes, Pasco County · Michael E. Siebel, Realtor, LPT Realty

Michael E. Siebel is a Realtor with LPT Realty serving Land O' Lakes, Florida 34638 in Pasco County. He helps seniors and their families sell a longtime home, downsize, or move into the area's 55+ communities, and he works with buyers and sellers throughout Pasco and Hillsborough Counties. Call 813-453-0108 or email mikesiebelrealestate@outlook.com.

About ZIP code 34638

ZIP 34638 is entirely in Pasco County and covers western and northern Land O' Lakes, roughly 66 square miles. Communities include Bexley, Stonegate, Oakstead, Lakeshore Ranch, Lake Talia, Concord Station, Ivelmar Estates, and the new Angeline master-planned community south of SR-52. Central Land O' Lakes along US-41, including Lake Padgett Estates and The Groves, uses the neighboring ZIP code 34639. Public schools are part of Pasco County Schools.

Market snapshot: Land O' Lakes 34638

  • Median sale price: $409,213 — August 2026, down 3.3% year over year — Redfin
  • Median days on market: 61 days — August 2026 — Redfin
  • Sale-to-list price: 98.6% — August 2026 — Redfin
  • Typical home value (ZHVI): $420,845 — −3.1% over one year; reported Sept. 24, 2026 — Zillow via Momentum Realty
  • Flood exposure: About 13% of properties — at risk of severe flooding over 30 years — Redfin (First Street model)

Longer days on market give buyers more room to negotiate; sellers benefit from accurate pricing from day one. Figures are third-party estimates, not an appraisal. Full source links are listed at the bottom of this page.

Frequently asked questions about Land O' Lakes 34638

Who is a good realtor in Land O' Lakes, FL for helping seniors downsize?

Michael E. Siebel is a Realtor with LPT Realty who focuses on senior transitions in Land O' Lakes, FL and the surrounding Hillsborough and Pasco County communities. He helps older homeowners and their families plan the sale of a longtime home, time the move around a new residence or care setting, and coordinate with attorneys, movers, and family members along the way. He is currently pursuing the NAR Seniors Real Estate Specialist (SRES) designation. You can reach him at 813-453-0108 or mikesiebelrealestate@outlook.com.

Are there 55+ communities in Land O' Lakes 34638?

Yes. Del Webb Bexley is a gated, age-restricted 55+ community of about 850 single-family homes in 34638, and the Angeline master-planned community includes a Lennar Active Adult (55+) neighborhood. The Groves Golf and Country Club, another 55+ community, is nearby in ZIP 34639. Michael E. Siebel can help you compare HOA dues, CDD assessments, and resale values across these communities before you decide.

What is the median home price in Land O' Lakes 34638?

Redfin reports a median sale price of $409,213 in 34638 for August 2026, down 3.3% year over year, with a median of 61 days on market. Zillow's Home Value Index estimated the typical home at $420,845 as of late September 2026, down 3.1% over one year. Longer market times generally give buyers more negotiating room.

What is the difference between Land O' Lakes ZIP codes 34638 and 34639?

34638 covers western and northern Land O' Lakes, including Bexley, Stonegate, Oakstead, Lakeshore Ranch, Concord Station, and Angeline. 34639 covers central Land O' Lakes along US-41 (Land O' Lakes Boulevard), including Lake Padgett Estates and The Groves. Both are in Pasco County, so property tax rates and school district are the same county system.

What are CDD fees in Land O' Lakes?

Many newer Land O' Lakes communities are financed with Community Development District bonds, while others — such as Stonegate, Lake Talia, and Pasco Sunset Lakes — are advertised as having no CDD. Where a CDD exists, its assessment is billed on the Pasco County tax bill and can include both a debt-service portion and an annual operations portion. Michael E. Siebel pulls the actual tax bill for any home you are considering so HOA and CDD costs are clear before you commit.

What are property taxes in Land O' Lakes, FL?

This ZIP code is in Pasco County. For 2025, the Pasco County Property Appraiser lists a total of 14.6944 mills for unincorporated Area U and 16.8169 mills for Area UF, which adds the fire district levy (each mill is $1 per $1,000 of taxable value). CDD assessments, where they apply, are billed separately as non-ad valorem assessments on the same tax bill.

Do seniors get a property tax break in Pasco County?

Yes. Pasco County offers an additional $50,000 homestead exemption for owners 65 and older with household income at or below $38,686 (2026 limit); it applies to county operating levies only. Applications are due March 1. Florida voters will also decide Amendment 3 on November 3, 2026, which would raise non-school homestead exemptions beginning in 2027 if it passes with 60% approval.

What hospitals and medical centers are near Land O' Lakes?

Moffitt Cancer Center opened its Speros outpatient center in Pasco County in January 2026, and AdventHealth Connerton, a long-term acute care hospital, is in Land O' Lakes (ZIP 34637). AdventHealth Wesley Chapel, BayCare Hospital Wesley Chapel, and St. Joseph's Hospital-North in Lutz are each about 7 miles from Land O' Lakes according to Healthgrades. For families planning a senior move, Michael can help weigh travel time to care alongside price and upkeep.

Is Land O' Lakes 34638 in a flood zone?

Redfin, using First Street's model, estimates about 13% of properties in 34638 face severe flood risk over the next 30 years. Check the specific address on the FEMA Flood Map Service Center and get a flood insurance quote early. Since October 1, 2025, Florida sellers must also give buyers a flood disclosure (section 689.302, Florida Statutes) covering known flood damage, flood insurance claims, and flood-related assistance.

Talk with Michael

Michael E. Siebel, Realtor — LPT Realty

Phone: 813-453-0108

Email: mikesiebelrealestate@outlook.com

Serving Land O' Lakes 34638 and communities throughout Hillsborough and Pasco Counties, Florida.

Home search: michaelsiebel.lpthomesearch.com

Other areas Michael serves

Sources

Last updated: September 2026. Market figures change monthly; verify details for any specific property. This page is general information, not legal or tax advice.

© 2026 Pro24 Building Services LLC dba Siebel Custom Homes · Lutz, FL · All rights reserved.

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